Availability: Ensure that the companies you contact provide coverage within your state or zip code, as not all plans extend nationwide. To secure prompt and dependable coverage, also inquire about their customer service hours and any waiting periods before your coverage takes effect.

Appliance & System Age: Begin by comparing coverage options for the essential systems and appliances in your home. Additionally, take into account the age of these items, as older appliances and systems are more prone to require repairs or replacements. When evaluating home warranty providers, verify that they offer coverage for these critical and aging items in your property.

Plan Options & Add-Ons: If your primary concern is safeguarding specific appliances, explore customizable options that allow you to pay only for the coverage that truly matters to you. Also, consider whether you need additional coverage for items such as a pool, spa, or roof. During your discussion with an agent, ensure that you obtain all the necessary coverage without unnecessary costs.