Home Owners Warranty
A Complete Guide

A homeowners warranty, also known as a home warranty or residential service contract, is a type of service agreement designed to provide financial protection to homeowners when it comes to unexpected repairs or replacements of major systems and appliances in their homes. These warranties are typically purchased as an additional safeguard beyond standard homeowners insurance and can be a valuable asset for homeowners seeking peace of mind.

What is Included in Home Warranty Coverage?

One of the key aspects of a homeowners warranty is the coverage it offers. These warranties typically cover a range of systems and appliances commonly found in homes. Common items covered may include:

Kitchen Appliances
Laundry Appliances
Garage Door Openers
HVAC Systems
Plumbing Systems
Electrical Systems

Benefits of a Homeowners Warranty

There are several advantages to having a homeowners warranty:

Financial Protection

Homeowners can avoid unexpected repair or replacement costs for covered items.

Peace of Mind

Knowing that major systems and appliances are protected can reduce stress related to home maintenance.

Convenience

Homeowners can easily request repairs or replacements through the warranty provider.

Budget-Friendly

It can help with budgeting by spreading repair costs over the warranty period.
Get A Free Quote

How it Works?

When a covered item breaks down or malfunctions, the homeowner contacts the warranty provider. The provider then arranges for a service technician to assess and repair the item. If the repair is not possible, they may replace the item. Homeowners typically pay a service fee for each service call, but the warranty covers the remaining costs.

1: Submit Claim

2: Local Professional

3: Repair & Replacement

Get A Free Quote

What's Not Covered

Homeowners warranties usually come with limitations and exclusions. Common exclusions may include:
  • Pre-existing conditions or known defects.
  • Items not properly maintained by the homeowner.
  • Cosmetic Issues.
  • Acts of nature, such as floods or earthquakes.

How to Choose a Homeowners Warranty

When selecting a homeowners warranty, consider the following factors:

  • Coverage: Ensure that the warranty covers the systems and appliances most important to you.
  • Cost: Compare pricing, including service fees and premiums.
  • Reputation: Research the warranty provider's reputation and customer reviews.
  • Terms and Conditions: Read the fine print to understand the warranty's limitations and exclusions.
Get A Free Quote
Ready to Protect Your Home with Confidence?
Join the thousands of homeowners who trust us with their home's protection. Sign up today and experience peace of mind like never before.
Get Started with HomeWarrantyTrust.com

By requesting a quote from Home Warrant Trust, you provide your consent for Home Warrant Trust to contact you via phone, email, text, pre-recorded messages as well as your mobile number using automated technology regarding select offers.

Copyright © 2023 homewarrantytrust.com- All Rights Reserved